A credit card for every wallet.
Save BIG in Baltimore, Maryland and beyond with a MECU Visa® Credit Card. Enjoy 1.99% intro APR* for 12 months with $0 balance transfer fee, no annual fee and perks that come with only come with a MECU Credit Union membership. Choose the card that works best for you.| Visa® Platinum | Visa® Platinum Rewards | Visa® Signature Cash Rewards | Visa® Platinum Secured | |
|---|---|---|---|---|
| APR* for purchases, cash advances, and balance transfers | 8.75% up to 11.75% APR* Based on your credit worthiness when you open your account. |
9.75% up to 12.25% APR* Based on your credit worthiness when you open your account |
8.50% APR* Based on your credit worthiness when you open your account. |
12.92% APR* Based on your credit worthiness when you open your account |
| Intro APR* and Period | 1.99% APR* for 12 months | 1.99% APR* for 12 months | 1.99% APR* for 12 months | 1.99% APR* for 12 months |
| Annual Fee | $0 | $0 | $0 | $0 |
| Balance Transfer Fee | $0 | $0 | $0 | $0 |
| Penalty Rate | None | None | None | None |
| Visa® Zero Liability | ||||
| Grace Period on Purchases | ||||
| Online Banking with Free E-statements | ||||
| MECU Credit Card Control App | ||||
| Visa® Real-Time Alerts | ||||
| Travel and Emergency Assistance Services | ||||
| CURewards | ||||
| Cash Back on Purchases | ||||
| Concierge Service | ||||
| Roadside Dispatch | ||||
| Price Protection | ||||
| Return Protection |
How Do I Start A MECU Credit Card Balance Transfer?
If you are an existing MECU cardholder, you can complete a balance transfer request by:
- Call Cardholder Services, 866-820-3867
- Logging into MECU Online Banking and selecting the Visa Credit Card link located in your loan accounts section.
- Complete our Balance Consolidation Form and returning it to your local MECU branch.
If you are not currently a MECU cardholder, you can start the balance transfer process by applying for a new MECU Visa Credit Card.
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on credit cards and other personal lending products.
Disclosures
*APR: Annual Percentage Rate. Introductory APR for the first 12 statement closing dates following the opening of your account. After that, your rate will convert to your standard rate as provided with your new account. Credit limits are based on creditworthiness and ability to repay. Rates are variable, tied to the Wall Street Journal Prime Rate. For additional information, please see our disclosure.
