Certificates (CDs)

Open an Account View Rates

Take your pick. There are plenty of ways to give your savings more earning power.

The first piece of good news is that MECU Certificates of Deposits nearly always pay a higher rate than regular savings accounts in Maryland and beyond. But the other big benefit is that they come in many varieties, allowing you to control your investment period and to choose features that can mean a bigger payoff in the long run.


Regular CD

Get great rates on safe investments with flexible terms ranging from six months to five years.

Open an Account Learn More

Bump-Up CD

Take advantage of a feature that lets you increase your interest rate should CD rates rise in the future.

Open an Account Learn More

Auto-Build CD

Start with a small balance, then enjoy higher interest rates when you reach $500 and $5,000.

Open an Account Learn More

SuperFlex CD

Make deposits throughout the CD's 11-month term, and even one penalty-free withdrawal.

Open an Account Learn More
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on CDs and other savings accounts.
† Minimum balance in order to earn stated APY.
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.