Free checking accounts, more rewards
At MECU Credit Union, our checking accounts are designed to give our members more every day. No minimum balance requirements. No monthly maintenance fees. Plus you can earn cash back. No matter what you choose, your wallet will thank you.
Included in all Checking Accounts
No Minimum Balance Requirement
30,000+ free ATMs
Free Visa® Debit Card
First check order is free
CashBack Checking
Debit with cash back? Yes, please. Get 3% cash back on your first $250 in qualifying monthly debit purchases. That's an extra $90 a year!
RewardChecking
There's interest checking and then there's RewardChecking. Earn a healthy 5.00% APY on up to $10,000 in qualifying balances.
Basic Checking
Get a free Visa® debit card, unlimited check writing, and Online Banking and Mobile Banking. Plus, you'll earn a competitive interest rate.
Visa® Debit Card
It pays to use your MECU Visa® Debit Card!
| Plus CURewards points | ||
|---|---|---|
| Earn points on signature transactions - redeemable for merchandise, travel, and gift cards | Earn points on signature transactions - redeemable for merchandise, travel, and gift cards | Earn points on signature transactions - redeemable for merchandise, travel, and gift cards |
| Reimbursement of some ATM fees at non-MECU ATMs** | ||
| Higher relationship rates on savings accounts | ||
|
|
|
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on checking accounts and debit cards.
Disclosures
* APY=Annual Percentage Yield. Rates are subject to change at any time without notice. Minimum opening balance is $25. Certain conditions apply.**ATM fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle. Checking account only.
See Truth In Savings for full disclosure.
