Get more for your money with our leading CD rates.

Certificates of Deposit (CDs) are not a one-size-fits-all savings option. You can choose from investments of various lengths, ranging from six months to five years. Although all of MECU's CDs offer exceptional returns, you can often get a higher rate if you invest for a longer period.

Regular CD (Certificates of Deposit Fixed, IRA or Roth IRA) Rates
Rates as of: 9.27.20
Account Type Annual Percentage Yield (APY) Minimum Initial Deposit
60-month 0.70% $500 †
48-month 0.65% $500 †
36-month 0.65% $500 †
24-month 0.55% $500 †
18-month 0.50% $500 †
12-month 0.45% $500 †
9-month 0.40% $500 †
6-month 0.25% $500 †
Disclosures


Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.

† Minimum balance in order to earn stated APY.

* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.

SuperFlex CD *
Rates as of: 9.27.20
Account Type Annual Percentage Yield (APY) Minimum Initial Deposit
11-month 0.45% $5,000
Disclosures

Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.
 
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date. Only one withdrawal without paying a penalty will be permitted with the SuperFlex CD; the balance remaining must be at least $1,000.
 
† Minimum balance to earn interest on SuperFlex CD is $1,000.

Bump-Up CD (Certificates of Deposit Regular or IRA) Rates
Rates as of: 9.27.20
Account Type Annual Percentage Yield (APY) Minimum Initial Deposit
60-month 0.60% $500 †
48-month 0.50% $500 †
36-month 0.50% $500 †
24-month 0.45% $500 †
Disclosures
Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.
 
† Minimum balance in order to earn stated APY.
 
*   Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
 
** Excludes Roth IRA
 
Auto-Build CD (Certificate of Deposit Fixed or IRA) Rates
Rates as of: 9.27.20
Account Type Annual Percentage Yield (APY) Minimum Initial Deposit
12 Months
$25 to $499.99 0.15% $25 †
$500.00 to $4,999.99 0.25% $25 †
$5,000.00 or more 0.30% $25 †
24 Months
$25 to $4,99.99 0.30% $25 †
$500.00 to $4,999.99 0.40% $25 †
$5,000.00 or more 0.55% $25 †
Disclosures

Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.
 
† Minimum balance in order to earn stated APY.
 
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.   
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