Apply the brakes to big monthly payments

Save more when you finance your vehicle with MECU. Our affordable vehicle loan rates free up extra cash to pay for gas, tolls and accessories so you can ride in style.

New & Used Auto Rates
Rates as of: 7.23.19
New / Used / Refinance
Repayment Terms Fixed APR* (as low as) Monthly Payment** (per $1,000 borrowed)
10% Down Payment Options
12 - 48 Months 3.25% $22.24
49 - 60 Months 3.50% $18.19
61 - 72 Months 3.75% $15.53
73 - 84 Months 4.00% $13.67
0% Down Payment Options
12 - 48 Months 3.50% $22.36
49 - 60 Months 3.75% $18.30
61 - 72 Months 4.00% $15.65
73 - 84 Months 4.25% $13.78
Disclosures

 
*APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. The auto loan rates listed above is our lowest available rate for each repayment tier and includes a rate discount of 0.25% with direct payment. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher depending on down payment, collateral, amount financed, repayment term, credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility, and verification of collateral. 

 **Monthly payment is per each $1,000 borrowed at the maximum stated repayment term. 

Risk-Based Pricing Notice
New Motorcycle Rates
Rates as of: 7.23.19
Repayment Terms Fixed APR* (as low as) Monthly Payment** (per $1,000 borrowed)
10% Down Payment Options
12 - 36 Months 4.74% $29.85
37 - 48 Months 4.99% $23.02
49 - 60 Months 5.74% $19.21
61 - 84 Months 6.74% $15.09
0% Down Payment Options
12 - 36 Months 4.99% $29.97
37 - 48 Months 5.24% $23.14
49 - 60 Months 5.99% $19.33
61 - 84 Months 6.99% $15.09
Disclosures

 
*APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. The motorcycle loan rates listed above are our lowest available rates for each repayment tier and include a rate discount of 0.25% with direct payment. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher depending on down payment, collateral, amount financed, repayment term, credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility, and verification of collateral. 

 **Monthly payment is per each $1,000 borrowed at the maximum stated repayment term. 

Risk-Based Pricing Notice
Used Motorcycle Rates
Rates as of: 7.23.19
Repayment Terms Fixed APR* (as low as) Monthly Payment** (per $1,000 borrowed)
10% Down Payment Options
12 - 36 Months 5.24% $30.08
37 - 48 Months 5.49% $23.25
49 - 60 Months 6.24% $19.44
61 - 84 Months 7.24% $15.21
0% Down Payment Options
12 - 36 Months 5.49% $30.19
37 - 48 Months 5.74% $23.37
49 - 60 Months 6.49% $19.56
61 - 84 Months 7.49% $15.33
Disclosures

 
*APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. The loan rates listed above are our lowest available rates for each repayment tier and include a rate discount of 0.25% with direct payment. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher depending on down payment, collateral, amount financed, repayment term, credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility, and verification of collateral.

 **Monthly payment is per each $1,000 borrowed at the maximum stated repayment term. 

Risk-Based Pricing Notice
RV & Boat Rates
Rates as of: 7.23.19
15% Down Payment Required
Repayment Terms Fixed APR* (as low as) Monthly Payment** (per $1,000 borrowed)
New
Up to 180 Months 6.49% $8.71
Used
Up to 180 Months 7.49% $9.26
Disclosures
 
*APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. The RV and boat loan rates listed above is our lowest available rate for each repayment tier and includes a rate discount of 0.25% with direct payment. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher depending on down payment, collateral, amount financed, repayment term, credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility, and verification of collateral.

**Monthly payment is per each $1,000 borrowed at the maximum stated repayment term.

Risk-Based Pricing Notice