Buying a home or looking to refinance? We make it easy and affordable.
We offer a variety of low-cost mortgages to help you buy your first home, next home, or refinance an existing mortgage. We also offer investment property options for real estate investors.
First-Time Homebuyers
Special discounts and loan options designed specifically for first-time homebuyers.
Learn MoreFHA Loans
Lower down payment option with more lenient credit and income requirements than conventional mortgages.
Learn MoreFixed-Rate Mortgages
Low, fixed-rate loans with a rate that never goes up and a variety of repayment terms.
Learn MoreAdjustable-Rate Mortgage
Start with our lowest fixed-interest rate for a specified period followed by an adjustable-rate that can go up or down with the market.
Learn MoreRefinance Your Home Loan
Refinancing can help you get extra cash, lower your interest rate, lower your payment, or shorten your term.
Learn MoreResidential Investment Property Loans
Financing for the purchase, renovation, or refinance of residential investment property.
Learn MoreMortgage Resource Center (opens in a new tab)
Research your various options to find the home loan that fits your budget and lifestyle.
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Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on mortgage loans and other home equity and improvement lending products.
