Visa® Platinum Secured Credit Card

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Build your credit history with no annual fee.

Whether you are looking to establish or rebuild your credit history, a MECU Visa® Platinum Secured Card is a smart choice.
Avoid fees typical of big banks
Your credit line will match your deposit - as low as $300
Added peace of mind with 24/7 fraud monitoring

Here's how it works:

  1. Apply & provide a refundable deposit - If approved, secure your limit with an equal deposit. That means a $300 deposit for a $300 credit limit. Or a $500 deposit for a $500 credit limit.
  2. Use your card responsibly - Be sure to pay your full bill on time each month to avoid interest charges.
  3. Build your credit history - Using credit responsibly across all of your credit cards and loans, including MECU and others, may help you increase your credit score.

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Digital Issuance

MECU’s Digital Issuance technology guarantees secure and uninterrupted use of your credit card. In the case of a lost or stolen card, a digital version of your credit card can be updated in your phone’s Digital Wallet and used immediately, while the plastic card makes its way to you in the mail.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on credit cards and other personal lending products.
*For additional information, please view our credit card disclosure information.