Visa® Platinum Secured Credit Card

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Build your credit history with no annual fee.

Whether you are looking to establish or rebuild your credit history, a MECU Visa® Platinum Secured Card is a smart choice.
Avoid fees typical of big banks
Your credit line will match your deposit - as low as $300
Added peace of mind with 24/7 fraud monitoring

Here's how it works:

  1. Apply & provide a refundable deposit - If approved, secure your limit with an equal deposit. That means a $300 deposit for a $300 credit limit. Or a $500 deposit for a $500 credit limit.
  2. Use your card responsibly - Be sure to pay your full bill on time each month to avoid interest charges.
  3. Build your credit history - Using credit responsibly across all of your credit cards and loans, including MECU and others, may help you increase your credit score.

Existing Cardholder?

Have Questions?
Call 410-752-8313 or visit your nearest branch in Baltimore, Maryland.
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on credit cards and other personal lending products.
*For additional information, please view our credit card disclosure information.