Get the cash you need at a rate you'll love.
From debt consolidation and unexpected expenses to financing vacations and everything in between, our no-fee personal loans make cash flow worry-free.Unsecured Personal Loans
Competitive rates with no collateral requirement.- No application fee, origination fee or prepayment penalty
- Loan amount up to $50,000*
- Easy online application with fast decision
- Protect your loan with low-cost Loan Payment Protection.
Personal Line of Credit
You can use a Personal Line of Credit anytime.- Unsecured line of credit with a pre-set limit
- Works similarly to a credit card - apply once and receive a credit limit
- Access your account through MECU Online Banking, MECU telephone banking, or a MECU branch
- Use as overdraft protection for your checking account
- No application fee, origination fee or prepayment penalty
Share/CD Secured Loan
Build your credit by borrowing against your MECU savings. You'll receive an incredibly low rate while continuing to earn interest on your Share Savings or CD account.- Borrow up to 100% of a Share Savings/CD account balance
- Enjoy an interest rate of just 3% above the rate on your Share Savings/CD account
- No application fee, origination fee or early withdrawal penalty