Why Choose MECU?

Member Perks Become a Member

We're not a bank and that's a good thing

At MECU Credit Union, our members always come first. We work hard to put more money in your pocket and make Baltimore a better place for all.

You’re not just a member. You’re an owner.

You won't find any shareholders or corporate holding companies here. Just a local community of hard-working people helping each other move forward. Unlike traditional banks, we are 100% not-for-profit and owned by our members. Every decision we make is based on what's best for our members and our community. At MECU, you're not just an account number, you're one of us.

Great rates. Low fees. More money in your pocket.

You deserve the best products, rates and money-saving offers. We return our profits back to our members through better rates on savings and loans and lower fees. With our rewarding member perks, you'll see why it pays to be a MECU member.

We're everywhere you are.

When it comes to convenience and access to your money, we've got you covered. Stop in our local Baltimore-area branches or 5,600 shared branches nationwide. Need cash? We provide access to over 30,000 free ATMs. Plus, our top-rated Mobile Banking keeps you connected on the go. 

We care about your financial well-being.

Financial empowerment. It's giving you the confidence to make better financial decisions. With our exclusive levelUP program, every member receives free financial education, helpful resources and one-on-one counseling. Through life's ups and downs, we are your financial partner every step of the way.

We work for all.

Our door is open to you, no matter how small your need or how big your dream. We treat everyone with respect and fairness because those are our founding principles. We believe everyone deserves the opportunity to reach their greatest potential. No judgments here. Just a passion for serving everyday people who are looking to do more with what they have.

Local like you.

MECU was established in 1936 right here in Baltimore. Our hometown pride runs deep, with local sponsorships, community involvement and the work of our MECU Foundation. Our employees even receive paid time to volunteer at local nonprofits. We care deeply about our community because it's our home, too.