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Featured Rates

30-Year Fixed

Rate as low as

7.375%

30-Year Fixed

Rate as low as

7.375%

Auto Loan

APR1 as low as

5.49%

Auto Loan

APR1 as low as

5.49%

Credit Card

APR* as low as

1.99%

Credit Card

APR* as low as

1.99%

Certificates

8-month APY*

5.15%

Certificates

8-month APY*

5.15%
View All Rates

MECU membership gives you more.

Free Checking
No minimum balance plus special rewards
Better Rates
Great rates and lower fees for all
24/7 Access
Top-rated Mobile App and 30,000 free ATMs
levelUP™
Empower yourself with financial education
Member-Owned
Putting you first, always
Community-Focused
Giving back for a better Baltimore
Member Perks Who Can Join?

levelUP Financial Wellness™

Learn With Us
Education
Mortgage rates are near historic lows. How Much could you save with a MECU refi?
Mortgage Refi Calculator
Calculator
Evaluate whether you can afford a vehicle by estimating your monthly payments.
How Much Car Can You Afford?
Education
It pays to be a MECU member.
Choosing Between a Bank and a Credit Union

Proud to support our local community

$150,000+
donated to Baltimore-area nonprofits in 2021.
6,382
students served through Arts Every Day.
578
levelUP sessions held by MECU’s financial wellness team.
See Our Impact