Wherever you are on your business journey,
 we're with you every step of the way.

At MECU, we're here to make credit and capital more affordable,
expert financial advice more accessible, and success more achievable.

Simple Business Checking

The most common Business Banking option to build the foundation of your business and achieve your ambitious business goals.

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Access Business Checking

Your hard work is paying off and your business is evolving. This option is best for business owners adjusting to changes with increased financial activity.

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Compare our Business Checking Accounts
Simple Business Checking Access Business Checking
Minimum balance to open $100 $100
Monthly Service Fee $12/mo
Fee waived by maintaining
$1,000 daily ledger balance
$16/mo
Fee waived by maintaining
$2,500 daily ledger balance
Interest Rate Variable-rate
subject to change
Non-interest bearing
Monthly Per Check Fee 50 paid checks
per month included;
$.25  per paid
check thereafter
75 paid checks
per month included;
$.25 per paid
check thereafter
Check Orders First order of basic-style
business checks is free1
First order of
business checks are discounted2
Business Online and Mobile Banking
Business Bill Pay Service
Business Debit Card
Online Statements
Monthly Analysis
Statement of Activity
Unavailable
Remote Deposit Capture -
Multi-item scanner
Unavailable Available at an
additional charge
ACH Online Origination Unavailable Available at an
additional charge
Online Wire Origination - Domestic and International Unavailable Available at an
additional charge
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on business checking accounts and commercial debit cards.
Disclosures
​1  Other options available at an additional charge.
2  FIrst check order discounted up to $1,000.
3  Otherwise, monthly maintenance fee of $12.
4  Variable-rate subject to change without notice.
5  $0.25 per item over 50 items paid per month.