New and Used Auto Loans

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Our great car loan rates help you slide straight into the driver's seat.

New and used vehicles are expensive enough without paying too much for financing. So, MECU offers a wide range of affordable auto loans that can be styled to fit any budget.
Research, compare, and find your vehicle
Get low rates and member discounts
Payments that are easier on your car budget

Our money-saving financing features come as standard equipment

Find the best vehicle deals by using our online research tools.
  • Online car-buying tools to research, compare and find your perfect vehicle
  • At-dealer financing option at more than 150 partner dealerships in the Baltimore area
  • Save money and time, apply for your MECU Site Draft** before you go to the dealership for better negotiating power. MECU’s pre-approval process will get you in your dream car in no time!
  • Auto loan rate discount of 0.25% when you make a down payment of at least 10%
  • Auto loan rate discount of 0.25% with direct payment

Find Your Perfect Car!


*Certain conditions apply. Subject to annual Board approval. Not available on all loan types.

**Certain restrictions apply. Not all members will qualify.