New and Used Auto Loans

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Our great auto loan rates help you slide straight into the driver's seat.

New and used autos are expensive enough without paying too much for financing. So, MECU offers a wide range of affordable auto loans that can be styled to fit any budget.
Research, compare, and find your auto
Get low rates and member discounts
Payments that are easier on your auto budget

Our money-saving financing features come as standard equipment

Find the best auto deals by using our online research tools.
  • Online auto-buying tools to research, compare and find your perfect auto
  • At-dealer financing option at more than 150 partner dealerships in the Baltimore area
  • Auto loan rate discount of 0.25% when you make a down payment of at least 10%
  • Auto loan rate discount of 0.25% with direct payment

MECU Auto Site Draft*

Available to qualifying members, a MECU Auto Site Draft can save you time, money and stress.

Here’s how it works:

  1. Get pre-approved for your auto loan before you go to the dealership. You’ll have more negotiating power as a cash buyer.
  2. Use our online auto-buying tool to research and find the perfect auto at a MECU approved dealership.
  3. Print your Auto Site Draft, which is similar to a check, from our secure online portal. If you don’t have access to a printer, once at the dealership, email your documents to the dealer.
  4. Once you’ve found your auto, go to the dealership and negotiate your purchase price. Give your MECU Auto Site Draft to the dealer, sign your documents and drive away that day!
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on auto loans and other vehicle lending products.
*Certain restrictions apply. Subject to approval. Not all members will qualify.