Auto-Build CD

Open an Account View Rates

Want a savings target? Take aim at these round numbers.

You might have some vague idea of how much you'd like to save. But we can bring those numbers into sharper focus. With an Auto-Build CD from MECU, you can keep making deposits of any size. When your balance hits $500, and then $5,000, we'll automatically reward you with higher interest rates.
Two opportunities to earn better rates
Choose 12-month or 24-month terms
CDs offer steady growth over your full term

It's OK to start out small. And then to think big.

With some CDs, you need a few hundred or a few thousand dollars to get started. Not with a MECU Auto-Build CD. As a MECU member in Baltimore, or elsewhere, you can start with just $251 and build up at your own pace. Make unlimited deposits - and unlock this investment tool's unlimited potential.
  • Available as Fixed and Traditional IRA CDs2
  • Build up deposits by scheduling automatic transfers from other MECU accounts
  • CDs earn higher interest rates than most regular savings accounts

Already a member? Follow the below steps to open your CD:

  • Log in to Online Banking
  • Navigate to "Apply for a Loan or Account"
  • Select "Open an Account"
  • Click "Secondary Account"
Choose the savings account(s) you want to open and complete your application.
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on CDs and other savings accounts.
Minimum balance required to earn stated APY
2 Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
Roth IRA not applicable for this product.