Check our FAQs for answers to common questions
We've compiled some of the questions we hear most frequently from members when they visit a MECU Credit Union branch in and around Baltimore, MD, or when they contact us online. Chances are, the question you want to ask is here with the answer you need. And if it's not, feel free to contact us so we can help.
Loans
You can submit an auto loan application without entering the details for a specific car. If qualified, we'll provide a conditional approval based on your credit, income and other factors then let you know the maximum approved loan amount. Once you find the car you want to buy, provide us with the details so we can evaluate the collateral and give a final loan decision.
You can simply submit a loan application and, if approved, we'll use the new loan funds to pay off the old one.
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