Become a Member

Secure member perks, great rates, and more

Who can join? Hint: our community is wide open.

How do you get a piece of the action? Becoming a credit union member is easier than you might think. Anyone who lives, works, worships or attends school in Baltimore City is pretty much in.

And much more!

Other Eligibility Options

MECU at Work

We have relationships with more than 300 local companies that offer MECU membership regardless of your location.

Family Membership

If a family member belongs or is eligible, you can also become a member. An eligible family member includes a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian, including roommates or housemates.

How to Join
Joining is as easy as opening an account.

That's all it takes to gain access to the great personal and business products, services and benefits we offer. Check out our handy Switch Guide to help you through the process.

Frequently Asked Questions

Our community is wide open.

If you live or work in the Baltimore area, you’re pretty much in.

Anyone who lives, works, worships or attends school in Baltimore City. We have relationships with more than 300 local companies that offer MECU membership regardless of your location. If a family member belongs or is eligible, you can also become a member. An eligible family member includes a spouse, child, sibling, parent, grandparent, grandchild, aunt/uncle, niece/nephew, cousin or legal guardian, including roommates or housemates.

Auto and Home Discounts, Financial Coaching and Education.

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Earn More with Everyday Checking

Make the most of your daily spending while earning rewards on your everyday purchases.

Be part of the MECU community.

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