Personal Line of Credit

Access to funds whenever you need it

Flexible line of credit amounts

No collateral required

Competitive rates

No application fee, origination fee or prepayment penalty

Get a Personal Line of Credit and get things done in your life.

There's no shortage of ways you can use your line of credit from MECU Credit Union, and you pay interest only on the amount of money you use, not the entire credit limit. Pay down your balance and the money is available again, similar to a credit card but at a lower rate.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on personal loans and other lending products.

Frequently Asked Questions

Yes, you can refinance a personal loan. Simply complete a loan application and, if approved, use the funds to pay off your other loan with the current lender.

A secured loan is tied to collateral, such as a car or home, that the lender can claim if you don’t repay the debt. An unsecured loan is based on your creditworthiness alone and does not require any collateral.

Flexible borrowing solutions for every stage of life.


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It's time to get the financing you need.

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