Debt Protection

Why get debt protection with your loan?

Roll premiums into your loan total

Minimal eligibility requirements, no medical screening

Add to a new loan or an existing loan

Life can be unpredictable. It pays to be prepared.

No one likes to think about losing their job, being disabled, or even passing away at a too-early age. But if you no longer have an income, could you or your family pay off your MECU loan? Adding Debt Protection to your MECU loan is the simple, low-cost way to protect your family's finances. Learn more about Debt Protection.

  • Monthly payments are either canceled or waived for a certain time period
  • Frees up money that allows your family to pay other household bills
  • Helps prevent loan delinquency, default, or foreclosure when a protected life event occurs
Members with Debt Protection:

It’s simple to submit a claim online or by calling 800-621-6323.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on auto loans and other vehicle lending products.

Flexible borrowing solutions for every stage of life.

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BNPL: The Cost of Convenience
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Earn Rewards on Every Purchase

Pile up points that you can redeem for cool merchandise, travel, and gift cards.

Add Payment Protection.

*Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Debt Protection is currently not offered on MECU mortgage and home equity loan types. Please contact a MECU loan representative, or refer to your Member Agreement (Contract) for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refundof any fee paid. © TruStage. DP-3415586.2-1123-1225

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