Debt Protection

Why get debt protection with your loan?

Roll premiums into your loan total

Minimal eligibility requirements, no medical screening

Add to a new loan or an existing loan

Life can be unpredictable. It pays to be prepared.

No one likes to think about losing their job, being disabled, or even passing away at a too-early age. But if you no longer have an income, could you or your family pay off your MECU loan? Adding Debt Protection to your MECU loan is the simple, low-cost way to protect your family's finances. Learn more about Debt Protection.

  • Monthly payments are either canceled or waived for a certain time period
  • Frees up money that allows your family to pay other household bills
  • Helps prevent loan delinquency, default, or foreclosure when a protected life event occurs
Members with Debt Protection:

It’s simple to submit a claim online or by calling 800-621-6323.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on auto loans and other vehicle lending products.

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Add Payment Protection.

*Debt Protection is optional and will not impact your application or approval for credit. However, electing Debt Protection for your loan may affect certain terms such as your monthly payment amount or the length of your loan. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. Debt Protection is made available by CUNA Mutual Insurance Agency, Inc., a member of the TruStage Financial Group, or a contracted third party. TruStage® is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. DP-8980330.1-0626-0728

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