New and Used Auto Loans

Find financing that fits your budget

Apply by phone with our Loan by Phone team:

443-263-8343

Research, compare, and find your auto

Get a low interest rate and member discounts

Payments that are easier on your auto budget

Our money-saving financing features come as standard equipment.

New and used autos are expensive enough without paying too much for financing. So, MECU Credit Union offers a wide range of affordable auto loans that can be styled to fit any budget.

Find the best auto deals by using our online research tools.

Online auto-buying tools to research, compare and find your perfect auto. Don’t see a specific dealer on AutoSMART? Not a problem, MECU works with most major dealerships in our region, including Carmax and Enterprise Car Sales.
Auto loan rate discount of 0.25% with direct payment

Car Lease vs. Buy Calculator

Frequently Asked Questions

View All FAQs

How do I refinance an auto loan?

You can simply submit a loan application and, if approved, we'll use the new loan funds to pay off the old one.

How do I get pre-approved for a car loan?

You can submit an auto loan application without entering the details for a specific car. If qualified, we'll provide a conditional approval based on your credit, income and other factors then let you know the maximum approved loan amount. Once you find the car you want to buy, provide us with the details so we can evaluate the collateral and give a final loan decision.

Visa Platinum Rewards Credit Card

Earn Rewards on Every Purchase

Pile up points that you can redeem for cool merchandise, travel, and gift cards.

Apply Now

New and Used Auto Loans

Find financing that fits your budget

Our money-saving financing features come as standard equipment.

Frequently Asked Questions

Flexible borrowing solutions for every stage of life.

Finance a new auto today!