Auto Refinance

Lower your car loan payment

Apply by phone with our Loan by Phone team:

Get low auto loan refinance rates and exclusive car loan discounts

Lower monthly car payments that are easier on your budget

Easy application with quick decisions, often the same day

Advantages of vehicle refinancing.

With MECU’s competitive auto loan refinancing options, you can take advantage of great low interest rates and flexible loan terms. Trade in your old loan and free up cash for gas or a destination that's worth the drive.

Find the best auto deals by using our online research tools.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on auto loans and other vehicle lending products.

Frequently Asked Questions

You can simply submit a loan application and, if approved, we'll use the new loan funds to pay off the old one.

You can submit an auto loan application without entering the details for a specific car. If qualified, we'll provide a conditional approval based on your credit, income and other factors then let you know the maximum approved loan amount. Once you find the car you want to buy, provide us with the details so we can evaluate the collateral and give a final loan decision.

Flexible borrowing solutions for every stage of life.

Personal Loan Calculator
Estimate payments and plan your budget with ease.
Visa Credit Cards
Enjoy flexible spending with rewards and security.
Personal Loans
Get the funds you need with clear, no-hassle options.
BNPL: The Cost of Convenience
Understand the fine print behind credit card alternatives.
Visa Platinum Rewards Credit Card
Earn Rewards on Every Purchase

Pile up points that you can redeem for cool merchandise, travel, and gift cards.

Switch your auto loan and save!

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