Fixed-Rate Mortgages

A flexible, simple, stable mortgage

HELOC

12-month introductory fixed rate as low as 3.99% APR* then an ongoing variable rate as low as Prime minus 0.25%*

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Choose a term that works for you

Competitive mortgage interest rates save you more

We'll help you find the home loan that fits best

Advantages of a Fixed-Rate Mortgage

Flexible terms and stable monthly payments make this mortgage a popular option for homebuyers in Baltimore, Maryland and beyond.

Down payments of 5% to 20%¹
0.25% rate discount for homes purchased in Baltimore City or first-time home purchases in Baltimore City or Baltimore County²
Low closing costs
We'll help you find homebuying grants and incentives that provide down payment assistance

ARM vs. Fixed Mortgage Calculator

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Money Market Account

Grow Your Balance with Higher Rates

Earn more on higher balances while keeping your funds accessible.

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¹ Private Mortgage Insurance may be required with less than 20% down. Buying Into Baltimore and First-Time Homebuyer rate discounts not available on all loan types, such as FHA loans. Discounts cannot be combined. See rate and payment examples.

² Buying Into Baltimore and First-Time Homebuyer rate discounts not available on all loan types, such as Federal Housing Association (FHA) loans. Discounts cannot be combined. Certain conditions apply.

Handbook on Adjustable Rate Mortgages
Adjustable Rate Pricing Disclosure
Home Mortgage Disclosure Act (HMDA) Notice

Fixed-Rate Mortgages

A flexible, simple, stable mortgage

Advantages of a Fixed-Rate Mortgage

Guiding you home with confidence.

Take advantage of historically low rates!