Visa® Platinum Credit Card

A superior value with a low variable rate and no annual fee

Platinum Card Benefits Guide

No annual fee, balance transfer fees or cash advance fees*

If you pay late, your rate won't go up

Added peace of mind with 24/7 fraud monitoring

The card that keeps more money in your pocket.

If you have high-interest credit cards or loans, the Visa Platinum Credit Card may be right for you. With a low variable rate, you could save a lot of money in the long run.

Security and Protection
  • Zero liability for unauthorized purchases
  • Secure chip technology
  • Advanced two-way alerts allow you to review suspected fraudulent activity
Travel Benefits
  • Low 1% foreign transaction fee
  • $1 million in free travel accident insurance
  • Emergency cash advances and card replacement
Digital Issuance

MECU’s Digital Issuance technology guarantees secure and uninterrupted use of your credit card. In the case of a lost or stolen card, a digital version of your credit card can be updated in your phone’s Digital Wallet and used immediately, while the plastic card makes its way to you in the mail.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on credit cards and other personal lending products.

Existing Cardholder?

Frequently Asked Questions

You can easily redeem points by registering your cards (debit and credit must be registered separately) by logging into www.curewards.com.

To convert points to cash, Signature cardholders must log into their CURewards account.

Business cards are not eligible for cash back.

Yes by sending a request via secure message through MECU's Mobile Banking App or Online Banking. Please use the topic Credit/Debit Card Services. Once your points are combined, they will appear on your Visa Credit Card account. Debit card points will still expire in 3 years (at year end).

Yes:

  • Debit Card points:  in three years (at year end).
  • Credit Card points: in four years (at year end).

Yes, you can have the cash posted directly to your MECU card account, or cash can be posted to your MECU Primary Share Savings account (usually within 2-3 days).

Flexible borrowing solutions for every stage of life.

Personal Loan Calculator
Estimate payments and plan your budget with ease.
Visa Credit Cards
Enjoy flexible spending with rewards and security.
Personal Loans
Get the funds you need with clear, no-hassle options.
BNPL: The Cost of Convenience
Understand the fine print behind credit card alternatives.
New & Used Auto Loans
Finance Your Next Vehicle

Choose from a wide range of affordable auto loans that can be styled to fit any budget.

Get started with a low-rate Platinum Card.

*For additional information, please view our credit card disclosure information.

*ATM fees may apply

Make an Appointment