Get a 0.25% rate* discount when buying your first home
Our experts will help you navigate the homebuying process
MECU Credit Union's First-Time Homebuyer Program opens the door to more home for less.
We've put together the best options to help simplify the homebuying process in Maryland and save you money with our First-Time Homebuyer Program.Conventional Mortgages
Fixed-rate or adjustable-rate options with as little as 5% down.
FHA Loans
More lenient credit and income requirements with as little as 3.5% down. Learn more.Ready to take the next step? Let's talk.
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on mortgage loans and other home lending products.
Apply by Phone with our Loan by Phone team: 443-263-8343
Disclosures
*First-Time Homebuyer rate discount not available on all loan types, such as FHA Loans. Discount applies to first-time purchases in Baltimore City and Baltimore County.Handbook on Adjustable Rate Mortgages
Adjustable Rate Pricing Disclosure
Home Mortgage Disclosure Act (HMDA) Notice
