MECU Credit Union's First-Time Homebuyer Program opens the door to more home for less.
We've put together the best options to help simplify the homebuying process in Maryland and save you money with our First-Time Homebuyer Program.Conventional Mortgages
Fixed-rate or adjustable-rate options with as little as 5% down.
FHA Loans
More lenient credit and income requirements with as little as 3.5% down. Learn more.Ready to take the next step? Let's talk.
Apply by Phone with our Loan by Phone team: 443-263-8343
Handbook on Adjustable Rate Mortgages
Adjustable Rate Pricing Disclosure
Home Mortgage Disclosure Act (HMDA) Notice