Basic Checking Account

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A checking account that gives you more for free

MECU’s Basic Checking Account keeps things simple: No minimum balance or monthly maintenance fees, 30,000 free ATMs, and a little interest to put a smile on your face.

No monthly maintenance fees or minimum balance requirements
Free Online Banking, Bill Pay, and top-rated Mobile App
Competitive rates earns interest on all balances*

Getting back to the basics can be a good move

There are times when the word 'no' can be a good thing, like when you open an account with no monthly maintenance fees, no minimum balance, and no fees at more than 30,000 ATMs. Can the same free checking account offer interest on your balance? Yes, it sure can.
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on checking accounts.
* Rates are subject to change at any time without notice.  Minimum opening balance is $25. Certain conditions apply.

View Fee Disclosure.