Basic Checking

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A checking account that gives you more for free

MECU Credit Union’s Basic Checking Account keeps things simple: No minimum balance or monthly maintenance fees, 30,000 free ATMs, and a little interest to put a smile on your face.

No monthly maintenance fees or minimum balance requirements
Learn more about our free Online Banking, Bill Pay, and Mobile App
Explore our competitive rates that earn interest on all balances*

Getting back to the basics can be a good move

There are times when the word 'no' can be a good thing, like when you open an account with no monthly maintenance fees, no minimum balance, and no fees at more than 30,000 ATMs in Maryland and beyond. Can the same free checking account offer interest on your balance? Yes, it sure can.
  • Free Visa® Debit Card. Get cash at more than 30,000 free ATMs in our network, or pay for purchases anywhere Visa® is accepted.
  • Mobile App with Mobile Check Deposit for easier money management.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on checking accounts.

* Rates are subject to change at any time without notice.  Minimum opening balance is $25. Certain conditions apply.

View Fee Disclosure.