You must meet the following criteria* during the promotional period to have access to your Holiday Line of Credit funds:
- Be a MECU member in good standing with a balance of at least $5 in your MECU Primary Share account
- Be current on all MECU loans
- Have no MECU loan or deposit charge-offs, or negative deposit balances
- Have no open bankruptcies
View your Holiday Line of Credit account and funds availability:
- In Online or Mobile Banking. Register for Online Banking and download our mobile app to ensure you have the fastest and easiest access to your funds. Visit mecu.com/checking-savings/services/bank-anytime-anywhere to get started.
- By calling our 24/7 Telephone Teller system at 833-752-8313. Have your member number and Telephone Teller PIN available. You can set or reset your PIN by calling 833-752-8313 and saying "speak with a representative."
Once you confirm your funds are available, simply transfer the available funds from your Holiday Line of Credit to your MECU Savings or Checking account any time from October 20 through December 31, 2026.