Checking and Saving

Switch to checking that unlocks more

Start earning rewards today!

Earn 3% cash back on your first $250 in monthly debit card purchases*

Or, earn up to 4.00% APY* on RewardChecking balances up to $10,000

And, earn up to 1.00% APY* with RealSaver when your checking account qualifies

Open a CashBack or RewardChecking account and bundle with RealSaver.

A smarter way to earn.

MECU Credit Union's high-yield savings account earns you 1.00% APY* when you bundle RealSaver with a rewards-based MECU Checking account. Enjoy a smarter way to earn cash back and interest on checking and savings accounts.

Qualifying is a breeze. 
All you need is:
Already have Basic Checking?

Schedule an appointment or contact us to upgrade your Basic Checking account and start earning rewards

Already have Rewards-Based Checking?

Log in to Online Banking and open RealSaver in our application portal to maximize your savings

Get back-to-school ready!

*APR = Annual Percentage Rate. Rate as of July 7, 2025, and subject to change. Your actual rate may be higher depending on credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility.

 **Monthly payment is per $1,000 borrowed at the maximum stated repayment term. 

Risk-Based Pricing Notice

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