10-Month Certificate of Deposit

Grow Into Your Next Financial Chapter

10-Month CD term at 4.20% APY*

Open online with just $1,000*

Earnings higher than average saving accounts

Give your savings an opportunity to grow with MECU's 10-Month promotional Certificate of Deposit (CD).

Earn a 4.20% APY* with a minimum opening deposit of $1,000, and prepare for your next chapter. 

New to MECU?

Open your membership and CD right here. 

Already a MECU member?
Follow the steps below to open your CD:
  1. Log in to Online Banking
  2. Navigate to "Apply for a Loan or Account"
  3. Select "Open an Account"
  4. Click "Secondary Account"
  5. Choose the savings account(s) you want to open and complete your application.

Our story grows stronger when your savings do.

*Promotional Annual Percentage Yield (APY) of 4.20% effective as of September 24, 2026. 10-month CD rate is a limited time offer and available as Regular CD only. APY and promotion period are subject to change at any time without notice. A $1,000 minimum opening deposit is required to earn interest and to obtain the promotional APY. One CD per member with maximum deposit allowed of $90,000 / maximum allowed online through mecu.com is $90,000. CD opened online cannot be withdrawn within the first 30 days. At maturity, promotional term will renew to a 12-month CD term unless action taken. A penalty will be imposed for early withdrawal before maturity. Fees could reduce earnings on the account. Advertised APY cannot be combined with any other offer. MECU membership eligibility required. Certain restrictions may apply. Subject to change without notice. 

Federally insured by NCUA. 

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