Consumer Rates

Rates are current as of April 21, 2006 and are subject to change.

Since 1981, MECU has paid its members a cash bonus at the end of the year. In 2008, MECU will pay it twice - in June and December. The interest rates listed above will be lower for 2008 because of the cash bonus.

	Consumer Loan Rates as low as:	APR*
	New Auto	5.49% to 11.74%**
	Used Auto	5.49% to 11.74%**
	New RVs/Boats	8.25%*******
	Used RVs/Boats	9.00%*******
	New Motorcycles	6.75% to 10.75%**
	Used Motorcycles	7.50% to 11.50%**
	Personal Loans	12.99%
	Visa Platinum Credit Card	9.90%
	Visa Gold or Classic Credit Cards	12.92%
	Preferred Credit	12.99%
	Loan decisions are based on credit worthiness, amount borrowed and ability to repay. Annual Percentage Rate The actual rate will be determined subject to down payment, term, amount borrowed, credit history, application, ability to repay and payment method. (The above rates assume a reduction for automatic repayment.) ******Rates subject to down payment, term, credit history, amount borrowed and ability to repay.