Limited-Time Offer!

Savings to Make Your Spirits Bright

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15-Month 3.90% APY1 and 36-Month 3.55% APY2 CDs

With just $500, our flexible, short-term CDs allow you to give the gift that keeps giving. Select a 15-Month or 36-Month CD and control your investment period. Land on someone’s “Nice List” and give the gift of a MECU CD today!
Open with a low, minimum deposit of just $500
Receive earnings higher than average savings accounts
Enjoy low-risk growth of savings and lock in a great rate for a fixed period

Explore our different CD options

  • Bump-Up CD - Take advantage of a feature that lets you increase your interest rate should CD rates rise in the future.
  • Auto-Build CD - Start with a small balance, then enjoy higher interest rates when you reach $500 and $5,000.
Disclosures
1 Promotional Annual Percentage Yield (APY) of 3.90% effective as of November 8, 2022. The 15-Month CD rate is a limited-time offer and is available as a Regular CD only. APY and promotion period are subject to change at any time without notice. A $500 minimum opening deposit of new money is required to earn interest and obtain the promotional APY. One CD per member with a maximum deposit allowed of $250,000. New money is defined as money that has not been on deposit at MECU during the past 90 days. Transfers from existing MECU accounts will not be eligible for the promotional offer. At maturity, the promotional term will renew to a 12-month CD term. A penalty will be imposed for early withdrawal before maturity. Fees could reduce earnings on the account. Advertised APY cannot be combined with any other offer. MECU Membership eligibility is required. Certain restrictions may apply. Subject to change without notice. Federally insured by NCUA.

Promotional Annual Percentage Yield (APY) of 3.55% effective as of October 5, 2022. 36-Month CD is a limited-time offer, available as Regular, Traditional, or Roth IRA CD and is only available for funds not currently on deposit with MECU (new money). A $500 minimum opening deposit of new money is required to earn interest and to obtain the promotional APY. Maximum deposit allowed is $250,000 per member. New money is defined as money that has not been on deposit at MECU during the past 90 days. Transfers from existing checking, savings, and money market MECU accounts will not be eligible for the promotional offer. One CD per member. Fees could reduce earnings on the account. Advertised APY cannot be combined with any other offer. MECU Membership eligibility required. Certain restrictions may apply. Subject to change without notice. Federally Insured by NCUA.

View Truth in Savings for full disclosure.