MECU's Routing number: 252076468

Baltimore's Credit Union

MECU Mortgage Loans

With MECU, your dream of affording a home is within reach!

Looking to buy a home? Or maybe reduce your current mortgage loan payment or consolidate higher-rate bills into one monthly loan payment?

We've got great rates, special discount and down-payment programs, plus cash back in the form of our loan interest rebate* that may make owning a home more affordable than you thought possible.


Conventional and FHA mortgage loans are two of the most popular loan types used to buy a home or refinance a loan. We offer both. We are happy to walk you through the process with your realtor!

First Time Purchase

I want to buy my first home.

Next Purchase

I want to buy my next home.

Loan Refinance

I want to refinance an existing mortgage loan.

Investment Property

I want to purchase or refinance a residential investment property.

* Certain conditions apply. Subject to annual Board approval. Not available on FHA loans.

24 / 7 Loan Application Service.  Call 1-800-373-2914