MECU's Routing number: 252076468
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Baltimore's Credit Union

MECU Credit Cards

MECU's Visa® Credit Cards: Options suited for your financial lifestyle

Whether you use your card for multiple purchases throughout the day in order to take advantage of rewards points or for balance transfers from higher rate accounts to take advantage of a low rater, MECU has an option for you.

  Visa Signature Visa Platinum Visa Platinum
with Rewards
Visa Platinum
Secured
Credit Line $5,000 - $20,000 $500 - $20,000 $500 - $20,000 $300 - $10,000
Regular Annual Percentage Rate* for purchases, cash advances, and balance transfers 8.50% APR*
Based on your credit worthiness when you open your account.
8.75% up to 24.00% APR*
Based on your credit worthiness when you open your account.
9.75% up to 24.00% APR*
Based on your credit worthiness when you open your account.
12.92% APR*
Based on your credit worthiness when you open your account.
Intro APR* and Period 1.99% APR* for
12 months
1.99% APR* for
12 months
1.99% APR* for
12 months
1.99% APR* for
12 months
Annual Fee $0 $0 $0 $0
Cash Advance Fee** $0 $0 $0 $0
Penalty Rate None None None None
Cash Back on Purchases      
Visa Travel and Protection Benefits      
Warranty & Purchase Benefits      
Concierge Service      
Auto Protection
CURewards    
Visa Zero Liability
Grace Period on Purchases
Verified by Visa Security
Online Account Access: Payments, History, E-Statements

*APR-Annual Percentage Rate. Introductory APR for the first 12 statement closing dates following the opening of your account. After that, your rate will convert to your standard rate as provided with your new account. Credit limits are based on Credit Worthiness and ability to repay. Rates are variable, tied to the Wall Street Journal Prime Rate, and can change monthly. For additional information, please click here.

**ATM fees may apply