MECU's Routing number: 252076468

Baltimore's Credit Union

MECU Credit Cards

MECU's Visa® Platinum card: Enjoy lower monthly payments, and pay off balances faster

As most banks are giving you less and charging you more, MECU's standards remain unchanged. These days, typical credit card interest rates are 18% or more, and recent Government Regulations even allow merchants to charge users processing fees but MECU's Visa Platinum's low rate hasn't changed in over 10 years.


Plus, you get:
Lower minimum monthly payments
No balance transfer fee
No annual fee
Emergency cash advances and card replacement
No cash advance fees**
Secure online purchases with Verified by Visa®
Travel and Emergency Assistance Service
$1 million in free travel accident insurance
Rewards on every dollar spent—merchandise, travel, even earn gift cards
Check account status and pay bills at

Apply online 24/7 or by phone at 443-263-8352

*APR-Annual Percentage Rate. Introductory APR for the first 6 statement closing dates following the opening of your account. After that, your rate will be 9.90%. Credit limits are based on Credit Worthiness and ability to repay. If you do not qualify for a VISA Platinum, you may be considered for a VISA Classic or Gold with APRs of 12.92%. For additional information, please click here.

**ATM fees may apply