MECU's Routing number: 252076468
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Baltimore's Credit Union

MECU Checking Accounts

Earn Interest or Rewards or Both!

MECU checking accounts were designed to make managing your money easier, more convenient, and more rewarding! With three options, you can select an option designed for how you do your banking and at the same time get the rewards best suited for you.

CashBack Checking Reward Checking Free Checking
A checking account that rewards you for spending. Earn cash back* on everyday debit card purchases each monthly qualification cycle. A high yield checking account that rewards you with amazing dividends** and ATM Fee Refunds with all the conveniences for everyday banking needs. A basic interest bearing checking account with no minimum balance requirements and no monthly maintenance fee.

  CashBack Checking Reward Checking Free Checking
Earns Basic Interest Rate     Yes!
Earns High Yield Interest Rate   Yes!  
ATM Fee Refunds Yes! Yes!  
Cash Back on Debit Purchases Yes!    
No Fee Visa® Debit Card Yes! Yes! Yes!
Purchase Rewards Yes! Yes! Yes!
CURewards Yes! Yes! Yes!
Free Online Banking Yes! Yes! Yes!
Free Mobile Banking Yes! Yes! Yes!
Free Mobile Deposit Yes! Yes! Yes!
Free Online BillPay Yes! Yes! Yes!
Free Telephone Teller Yes! Yes! Yes!
Direct Deposit Yes! Yes! Yes!


MECU’s Routing and transit number, 252076468, along with your checking account number are all you need to get started setting up direct deposits or automatic bill payments.

* Amount of cash back and ATM fee refunds dependent upon average daily balance and if qualifications are met. Click here for additional details.

** Interest rate and ATM fee refunds dependent upon if qualifications are met. Click here for additional details.