Take advantage of historically low mortgage rates.
Flexible terms and stable monthly payments make this mortgage a popular option for homebuyers in Baltimore, Maryland and beyond.
Choose a term that works for you
Advantages of a Fixed-Rate Mortgage
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Low closing costs
- Down payments of 5% to 20%1
- 0.25% rate discount for homes purchased in Baltimore City or first-time home purchases in Baltimore City or Baltimore County2
- We'll help you find homebuying grants and incentives that provide down payment assistance
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on mortgage loans and other home lending products.
Apply by Phone with our Loan by Phone team: 443-263-8343
Disclosures
1Private Mortgage Insurance may be required with less than 20% down. Buying Into Baltimore and First-Time Homebuyer rate discounts not available on all loan types, such as FHA loans. Discounts cannot be combined. See rate and payment examples.2Buying Into Baltimore and First-Time Homebuyer rate discounts not available on all loan types, such as Federal Housing Association (FHA) loans. Discounts cannot be combined. Certain conditions apply.
Handbook on Adjustable Rate Mortgages
Adjustable Rate Pricing Disclosure
Home Mortgage Disclosure Act (HMDA) Notice
