Take advantage of historically low mortgage rates.Flexible terms and stable monthly payments make this mortgage a popular option.
Advantages of a Fixed-Rate Mortgage
Low closing costs
- Down payments of 5% to 20%*
- 0.25% rate discount for all first-time homebuyers or Baltimore City home purchases*
- We'll help you find home-buying grants and incentives that provide down payment assistance
- Eligible for our popular Bonus Rewards program**
*Private Mortgage Insurance may be required with less than 20% down. Buy in Baltimore and First-Time Home Buyer Rate discounts not available on FHA Loans. Discounts cannot be combined.
**Certain conditions apply. Subject to annual Board approval. Not available on all loan types.
Handbook on Adjustable Rate Mortgages
Adjustable Rate Pricing Disclosure
Home Mortgage Disclosure Act (HMDA) Notice