Fixed-Rate Mortgages

Take advantage of historically low mortgage rates.

Flexible terms and stable monthly payments make this mortgage a popular option.

Choose a term that works for you

Competitive mortgage rates save you more

We'll help you find the home loan that fits best

Advantages of a Fixed-Rate Mortgage

Low closing costs
Down payments of 5% to 20%¹
0.25% rate discount for homes purchased in Baltimore City or first-time home purchases in Baltimore City or Baltimore County*
We'll help you find homebuying grants and incentives that provide down payment assistance

Ready to take the next step? Let's talk. Get in touch with a Home Loan expert.

Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on mortgage loans and other home lending products.

Disclosures

¹Private Mortgage Insurance may be required with less than 20% down. Buying Into Baltimore and First-Time Homebuyer rate discounts not available on all loan types, such as FHA loans. Discounts cannot be combined. See rate and payment examples.

Handbook on Adjustable Rate Mortgages
Adjustable Rate Pricing Disclosure
Home Mortgage Disclosure Act (HMDA) Notice