Our most affordable rates to keep your starting payments low

Adjustable-Rate Mortgages (ARMs) come with lower initial rates for a specific period, leading to affordable monthly payments.
Choose from 3/1, 5/1, 7/1 or 10/1 ARMs
Competitive mortgage rates to save you more
We'll help you find the mortgage loan that fits best

Advantages of Adjustable Rate Mortgages (ARMs)

  • Great low mortgage rates
  • Low closing costs
  • Down payments of 5% to 20%*
  • 0.25% rate discount for all first-time homebuyers or Baltimore City home purchases*
  • We'll help you find home buying grants and incentives that provide down payment assistance
  • Eligible for our popular Bonus Rewards program** 
Ready to take the next step? Let's talk. Get in touch with a Home Loan expert. 
*Private Mortgage Insurance may be required with less than 20% down. Buy in Baltimore and First-Time Home Buyer Rate discounts not available on FHA Loans Discounts cannot be combined. See rate and payment examples.

**Certain conditions apply. Subject to annual Board approval. Not available on all loan types.

Handbook on Adjustable Rate Mortgages
Adjustable Rate Pricing Disclosure
Home Mortgage Disclosure Act (HMDA) Notice