Our Rates Make the Grade

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Our Personal Line of Credit gets an A+ with rates as low as 11.24% APR*

Get the money you need, just in time for those upcoming school expenses. Open a Personal Line of Credit to help with back-to-school shopping at our low-rate options.
Draw and repay funds similar to the way you use a credit card
No application fee, origination fee, or prepayment penalty
Pay off existing bills or use funds for any type of purchase

The ABCs of a Personal Line of Credit:

Anytime access to your funds.
  • Unsecured line of credit with a pre-set limit
  • Apply once and receive a credit limit - works similarly to a credit card
  • No collateral required
  • Use as overdraft protection for your checking account

Looking to cover expenses greater than $5,000?
Home Equity Line of Credit might be right for you.

*APR = Annual Percentage Rate. Annual Percentage Rate as of July 12, 2022 and subject to change without notice. The estimated monthly payment per $1,000 borrowed at 11.24% fixed APR amortized over a 3-year period is $32.85. Not all members will qualify for our lowest rate of 11.24% APR. Certain conditions apply. Other terms and rates are available. Your actual rate and payment may be higher depending on loan amount, repayment term, credit history, and ability to repay. Offer not available for the purpose of refinancing an existing MECU loan.

Risk-Based Pricing Notice