New Year, New Gear.

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Save on back-to-school purchases

Back to school is pricey. Apply for a MECU Personal Line of Credit to help cover your expenses with rates as low as 11.24% fixed APR1.
Draw and repay funds similar to the way you use a credit card
No application fee, origination fee, or prepayment penalty
Pay off existing bills or use for any type of purchase – get the same low fixed rate

The A, B, Cs of a Personal Line of Credit:

Anytime access to your funds.
  • Unsecured line of credit with a pre-set limit
  • Apply once and receive a credit limit - works similarly to a credit card 
  • No collateral required
  • Use as overdraft protection for your checking account

Looking to cover expenses greater than $5,000?
A Home Equity Line of Credit might be right for you.

APR = Annual Percentage Rate as of 07.20.2021 and subject to change without notice. The estimated monthly payment per $1,000 borrowed at 11.24% fixed APR amortorized over a 3-year period is $32.85. Not all members will qualify for our lowest rate of 11.24% APR. Other terms and rates are available. Your actual rate and payment may be higher depending on loan amount, repayment term, credit history and ability to repay. Other terms and conditions may apply. Offer not available for the purpose of refinancing an existing MECU loan.

Subject to credit approval and membership eligibility.