To open an account, stop a MECU branch or open an account online.
MECU, Baltimore’s Credit Union, is focused on helping our members achieve a better financial future.
Not a member? Start getting more for your money with higher returns on savings, lower loan rates, and much more. Join us and experience the MECU difference!
// JOIN MECU TODAY
*The Money Market Special promotional account is available between October 17, 2018, and February 28, 2019. This is a limited-time new money offer available for retail and business accounts. A minimum $10,000 deposit of funds not currently on deposit at MECU is required to open this promotional account and earn the guaranteed promotional rate through December 31, 2019. New money is defined as money that has not been on deposit at MECU during the past 90 days. Interest rates are variable and paid on a tiered rate structure based on the account’s average daily balance. Interest is compounded monthly and paid monthly. Average daily balance must stay between $10,000 and $999,999.99 to earn at least 2.00% APY (Annual Percentage Yield). The APY of 0.05% will apply when average daily balance is below $10,000 or is $1,000,000 or more. Rates are effective as of October 17, 2018. Promotion period and APY are subject to change at any time without notice. Standard APYs in effect will apply after December 31, 2019. The promotional account is limited to one per member. Not available on current MECU Money Market and Premier Money Market products. No monthly fees to open or maintain your account. Federal Reserve Regulation D states no more than six (6) pre-authorized, telephone, automatic, or check withdrawals or transfers in any combination are permitted in any calendar month from your Money Market Special account. Fees could reduce earnings on the account. Advertised APY cannot be combined with any other offer. Membership eligibility required. Certain restrictions may apply. Federally Insured by NCUA.