Our Holiday Line of Credit is $1,500 at 14.99% APR1 for 12 months
Use it for holiday shopping or travel, home improvements, an emergency fund…the possibilities are endless.
 
Need a Holiday Line of Credit?
  • Now through December 29, 2017 applications will be accepted ONLY online or by phone at 800-373-2914 (select option 5).
  • If approved, your loan funds will be deposited into your MECU Primary Share account, typically within 10 – 14 business days following receipt of your completed loan documentation.
 
Time Saving Tips: 
Have a Holiday Line of Credit?
  • Members who opened a Holiday Line of Credit prior to this year and received a renewal letter2 will have access to funds from October 17 through December 29, 2017
  • Get your money by transferring funds from your Holiday Line of Credit to your MECU Savings or Checking account using Online Banking, our Mobile Banking app or our 24/7 Telephone Teller System at 410-727-6540.
 
Time Saving Tip: 
  • Get your Holiday funds faster, register for Online Banking or Telephone Teller or download our Mobile Banking app.
How to Apply
Current Online Banking Users:
1.  Log into your online banking account.
2.  Click Additional Services and the follow the Apply for a Loan link
3. On the loans landing page, select “Apply for a Personal Loan” under the “Personal Loan” tab.
4. After agreeing to the disclosures, you will be taken to the first page of the application process. Under the “What is the general purpose of this loan” drop down, select “Holiday Promo” and complete the application.
If you do not have one, you will need to register HERE. 
 
If you are NOT currently an Online Banking User:
1. Visit the loan application section located HERE.  If this is your first time applying online, register your email address and password below. Remember your email and password for future logins.
2. On the loans landing page, select “Apply for a Personal Loan” under the “Personal Loan” tab.
3. After agreeing to the disclosures, you will be taken to the first page of the application process. Under the “What is the general purpose of this loan” drop down, select “Holiday Promo” and complete the application.