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Mortgage Loans

Open the door to the perfect home loan

As a trusted Baltimore mortgage lender, MECU offers exceptional rates, special discount programs and cash back in the form of our loan interest rebate*. “Buy in Baltimore” and “First-Time Home Buyer” discounts** make owning a home more affordable than you may have previously thought.

Buy a home or refinance a loan

Whether you’re looking to open new doors or refinance a higher-rate mortgage loan, we’re happy to walk you through the process.

Benefits of a MECU Mortgage include:

  • Loan Interest Rebate*:
    Means you get back a portion of the interest you pay on the loan.
  • Interest Rate Discounts**:
    Baltimore City and First-Time Home Buyer purchases are eligible for a 0.25% rate discount.
  • Benefits of Membership:
    MECU reinvests earnings to its Members … our earnings become your savings!

Use our 24/7 Loan Application Service, just call 800-373-2914.  

*Certain conditions apply. Subject to annual Board approval. Not available on FHA loans.
**Restrictions apply.

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