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Vehicle Loans

Summer Special – A chance to win FREE GAS for a year!1 and auto loan rates as low as 1.99% APR2

Enter to win!

MECU vehicle loans: great rates, lower payments.

Get out and ride the waves of the Chesapeake in your dream boat, cruise through the scenic Appalachian Mountains on your Harley, or relax in your RV at one of the many parks or camp grounds nearby or far away. Whatever your ride, MECU will help get you behind the wheel.

Auto Loans

MECU makes the car-buying process a breeze with our online car-buying tools, affordable rates and repayment terms to fit any budget.

We even have a loan for first-time auto buyers!

Motorcycle Loans

Let us make getting a loan hassle-free with great loan rates and personalized service.

Get a 2% loan rate discount when we finance the purchase of your Harley Davidson motorcycle!

Boat & RV Loans

Our low-rate loans will save you a boatload so you'll be a happy camper!

Refinance Your Current Loan

Use our online Loan Saver tool to calculate your estimated savings by switching your auto or motorcycle loans to MECU. You may be able to save thousands in interest!





Vehicle Loan Resources


*Certain conditions apply. Subject to annual Board approval.1Official Sweepstakes Rules. 2APR = Annual Percentage Rate. Rate current as of 6/13/2017 and subject to change. Rate is our lowest available rate on repayment terms up to 48 months and includes a 0.50% discount with direct payment and a minimum 10% down payment. The monthly payment per $1,000 borrowed at the stated rate of 1.99% APR is $21.69 for 48 months. Your actual rate may be higher depending on the amount of your down payment, collateral, amount financed, repayment term, credit history and ability to repay. Other repayment terms and rates are available. Subject to credit approval and verification of collateral.


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