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New / Used Auto

Find, save on, and insure your next car with MECU AutoSmart  

New & Used Auto Rates

Rates as of:  
  Fixed APR*
(as low as)
Repayment Terms Monthly Payment**
(per $1,000 borrowed)
10% Down Payment Options
New / Used / Refinance1.99%12 - 48 Months$21.69
New / Used / Refinance2.24%49 - 60 Months$17.63
New / Used / Refinance2.74%61 - 72 Months$15.08
New / Used / Refinance3.24%73 - 84 Months$13.32
0% Down Payment Options
New / Used / Refinance2.24%12 - 48 Months$21.80
New / Used / Refinance2.49%49 - 60 Months$17.74
New / Used / Refinance2.99%61 - 72 Months$15.19
New / Used / Refinance3.49%73 - 84 Months$13.44


*APR = Annual Percentage Rate. While this page is updated regularly, rates are subject to change. The auto loan rates listed above is our lowest available rate for each repayment tier and includes a rate discount of 0.25% with direct payment. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher depending on down payment, collateral, amount financed, repayment term, credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility, and verification of collateral.
**Monthly payment is per each $1,000 borrowed at the maximum stated repayment term.

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