Your adventures begin with MECU
We provide the loan, you supply the adventure.Get on the road with MECU's low rates and deferred payments.
- Rates as low as 1.74% APR1 when you apply for an auto loan online
- No monthly payments for 90 days2
- Car payments that are easier on your budget
Buy Smart with AutoSMARTTMAutoSMART makes it easy to find the perfect car, motorcycle, boat, or RV at the perfect price.
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on auto loans and products.
1 APR = Annual Percentage Rate. Rates current as of 08/03/2021 and are subject to change. Our lowest rate of 1.74% APR is available with excellent credit, terms up to 48 months, and includes the following discounts: 0.25% online discount, 0.25% direct payment discount, and 0.25% discount with a down payment of at least 10%. The estimated monthly payment per $1,000 borrowed at 1.74% APR with a 48-month term is $21.58. Not all members will qualify for our lowest rate. Your actual rate and payment may be different depending on collateral, mileage, model year, amount financed, down payment, repayment term, credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility, and verification of collateral.
This limited-time offer is subject to change at any time. Online discount and 90-day payment deferral are available on auto loan applications submitted from 08/03/2021 through 10/08/2021, for the purchase of a new or used auto that funds within 30 days after loan approval. Offer not available on refinances, loans less than $10,000, or existing MECU auto loans.2 Not all applicants will qualify for the 90-day deferred payment. Your first payment will be due 90 days from the date of issue. Interest will accrue on your loan during this time.