Limited Time Offer!

Dream It?
Drive It.

Apply Today View Rates

Auto loan rates as low as 2.24% APR*
No monthly payments for 90 days**

For a limited time, get on the road in a new or used auto with rates as low as 2.24% APR* when you apply online, and no payments for the first 90 days!**

  • Rates as low as 2.24% APR* when you apply online
  • No monthly payments for 90 days**
  • Extended repayment terms up to 84 months keep your payments low

Auto Loan Site Draft

Save money and time, apply for your MECU Site Draft*** before you go to the dealership for better negotiating power. MECU’s pre-approval process will get you in your dream car in no time.

APR = Annual Percentage Rate. Rate current as of 09/09/2020 and includes a 0.25% online discount and a 0.25% direct payment discount. An additional discount of 0.25% is available with a down payment of at least 10%. The estimated monthly payment per $1,000 borrowed at 2.24% with a 60-month repayment term is $17.63. Your actual rate and payment may be different depending on collateral, amount financed, down payment, repayment term, credit history and ability to repay. Other terms and conditions may apply. Subject to credit approval, membership eligibility, and verification of collateral. View all rates, terms and estimated monthly payments. Offer subject to change without notice. A rate discount of 0.25% is available on auto loan applications submitted online on or after 09/09/2020 for the purchase of a new or used vehicle that funds within 30 days after loan approval. Offer not available on loans less than $10,000. All requests are subject to credit and collateral review.

**90-Day Payment Deferral
Subject to change at any time. Not all applicants will qualify for the 90-day deferred payment. Your first payment will be due 90 days from the date of issue. Interest will accrue on your loan during this time.

***Certain restrictions apply. Not all members will qualify.