Mortgage Special

Get $1,000 off your closing costs

Get $1,000 off your closing costs1 and a great rate!


Whether you’re buying a home or refinancing a loan, our Home Loan experts will guide you through the homebuying process.  Our special offer, great rates and low money down mortgage loans can get you in your home for less.

  • Limited Time Offer – $1,000 off your closing costs1 with no points

  • Special Rates – 0.25% discount for all first-time homebuyers or Baltimore City home purchases2

  • Low Down Payments – Options with as little as 3.5% down3

  • Grants and Incentives – We’ll help you find grants or incentives to reduce out-of-pocket costs

  • Bonus Rewards –  Earn extra cash with our popular Bonus Rewards4 program

Ready to take the next step?  

Call 800.373.2914 or complete the form below.

*Limited-time offer available on new mortgage loan applications for the refinance of an existing first mortgage loan from another lender or the purchase of an owner-occupied, single-family residence located within our approved lending area, submitted from 7/2/19 through 12/31/19 that settles within 60 days after approval. Offer not available on loans less than $75,000 or for any existing MECU loans. At settlement, a lender credit equal to $1,000 will be reflected on the final Closing Disclosure. Lender credit will not include funds required for down payment, or be applied toward prepaid interest, mortgage insurance, property taxes or hazard insurance. Offer is non-refundable in cash to the borrower. All mortgage loan requests are subject to credit and property approval. Other restrictions and limitations may apply. Offer is subject to expiration or change without notice. NMLS #415829.
2 Buy in Baltimore and First-Time Homebuyers discounts cannot be combined and are not available on FHA loans.
3 Down payments as low as 5% to 20% required on conventional loans (Private Mortgage Insurance may be required with less than 20% down) and as low as 3.5% on FHA loans.
4 Certain conditions apply. Subject to annual Board approval. Not available on all loan types such as FHA loans.