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Open an Account

Money Market Accounts

Earn more, while keeping your savings accessible

Higher interest rates with MECU’s Money Market Accounts can help you to earn more money. We are happy to offer some of the best money market rates in Maryland. You can start your Money Market Account today with just $500 and continue to make deposits to your account. MECU makes contributing easy through direct deposit, payroll deduction or automatic transfer from any other MECU account. Keep easy access to your funds with the ability to write checks connected to your Money Market Account.

MECU offers two types of Money Market Accounts — Basic and Premier.

Money Market Account*

Rates as of:  
Account Type Interest Rate Annual Percentage Yield (APY) Minimum Initial Deposit
Less than $5000%0%$500 †
$500 - $9,999.990.20%0.20%$500 †
$10,000 - $24,999.990.25%0.25%$500 †
$25,000 - $49,999.990.30%0.30%$500 †
$50,000 - $74,999.990.30%0.30%$500 †
$75,000 - $99,999.990.35%0.35%$500 †
$100,000 or more0.45%0.45%$500 †

 

Premier Money Market Account*

Rates as of:  
Account Type Interest Rate Annual Percentage Yield
(APY)
Minimum Initial Deposit
Less than $5000.05%0.05%$50,000 †
$500 - $9,999.990.20%0.20%$50,000 †
$10,000 - $49,999.990.25%0.25%$50,000 †
$50,000 - $99,999.990.35%0.35%$50,000 †
$100,000 - $149,999.990.45%0.45%$50,000 †
$150,000 - $499,999.990.45%0.45%$50,000 †
$500,000 - $2,499,999.990.45%0.45%$50,000 †
$2,500,000 or more0.55%0.55%$50,000 †

 
Start saving :

Open a Money Market Account today and start earning money with your savings — all while keeping it accessible at any time!

* Fees could reduce the earnings on the account. The rate may change after the account is opened.

Minimum balance in order to earn stated APY.

$500 minimum deposit. Account balances below $500 are subject to a service fee. Variable interest rates, subject to change at any time, but are nearly always higher than a basic savings account. Interest is deposited into your account monthly. Account limitations may apply. See Truth In Savings for full disclosure.

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