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Open an Account

CashBack Checking

Free Checking, plus up to 3% cashback on qualifying purchases

It’s simple, quick and easy to qualify for our checking account with cash back on everyday purchases* and nationwide ATM fee refunds.** If you are a frequent debit card user, this account is perfect for you.

Features of CashBack Checking include :Download our "CashBack Checking" guide.
  • Up to 3% cash back on qualifying purchases
  • Thousands of surcharge-free ATMs available nationwide**
  • No monthly maintenance fee
  • No minimum balance requirements
  • Free Visa® Debit Card
  • Purchase rewards — Earn cash back from participating retailers through Online Banking when you use your MECU Visa Debit Card.
  • Free Online Banking and Bill Pay for qualifying members
Average Daily Balance 3% Cash Back on Purchases up to Monthly Maximum Cash Back
$0 – $1,999.99 $250 $7.50
$2,000 – $3,999.99 $325 $9.75
$4,000+  $400 $12.00
Qualifying for CashBack is a breeze, all you need is :
  • 12 Debit Card purchases during each monthly cycle
  • 1 direct deposit, 1 bill pay or 1 automatic ACH payment
  • Enrollment in free E-statements  

2017 Cycle Dates for CashBack and RewardChecking:
  • Dec 30 (2016) – Jan 30 (2017)
  • Jan 31 – Feb 27
  • Feb 28 – Mar 30
  • Mar 31 – Apr 27
  • Apr 28 – May 30
  • May 31 – Jun 29
  • Jun 30 – Jul 27
  • Jul 28 – Aug 30
  • Aug 31 – Sep 28
  • Sep 29 – Oct 30
  • Oct 31 – Nov 29
  • Nov 30 – Dec 28
Minimum to open account is $25.  To qualify for CashBack Checking all required transactions must be completed and cleared within the above cycle dates. Transactions posted after a specific cycle's qualifying period will be counted toward the subsequent cycle's totals.

Open a CashBack account today

Open a CashBack Checking account by signing-up online or visiting any MECU location.

Added Bonus : Save even more by combining RealSaver with CashBack Checking.


*Information accurate as of  . Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.

**ATM fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle. Checking account only.

See Truth in Savings for full disclosure.

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