Free checking, plus up to 3%* cashback on qualifying purchases
If you are a frequent debit card user, this account is perfect for you. It's simple, quick and easy to qualify for our free CashBack Checking account. For more details, download our CashBack Checking Guide.
Features of CashBack Checking include:
- No monthly maintenance fee
- No minimum balance requirements
- Up to 3% cash back on qualifying purchases*
- Access to more than 30,000 free ATMs nationwide**
- Free Visa® Debit Card with secure chip
- Free Online Banking, Bill Pay and Overdraft Protection for qualifying members
Qualifying for CashBack is a breeze, all you need is:
- 12 debit card purchases during each monthly cycle
- 1 direct deposit, 1 bill pay or 1 automatic ACH payment
- Enrollment in free E-statements
When the monthly qualifications are met, you will receive 3.00% cash back up to a total of $250 on debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle.
Open a CashBack account today
Open a CashBack Checking account by signing-up online or visiting any MECU location.
Added Bonus : Save even more by combining RealSaver with CashBack Checking.
2018 Cycle Dates for CashBack Checking:
- Dec 29 (2017) – Jan 30 (2018)
- Jan 31 – Feb 26
- Feb 27 – Mar 28
- Mar 29 – Apr 25
- Apr 26 – May 29
- May 30 – Jun 27
- Jun 28 – Jul 27
- Jul 28 – Aug 29
- Aug 30 – Sep 26
- Sep 27 – Oct 29
- Oct 30 – Nov 28
- Nov 29 – Dec 26
- Dec 27 (2018) – Jan 29 (2019)
*Information accurate as of 2/1/18. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
Minimum to open account is $25. To qualify for CashBack Checking all required transactions must be completed and cleared within the below cycle dates. Transactions posted after a specific cycle's qualifying period will be counted toward the subsequent cycle's totals.
**ATM fee reimbursements up to $20 provided only if qualifications are met within the monthly qualification cycle. Checking account only.
See Truth in Savings for full disclosure.