Available as Fixed, IRA or Roth IRA CDs, this option comes with a fixed interest rate higher than a standard savings account. Regular CDs come in a variety of term lengths from 6 months to 5 years. These CDs have a $500 minimum deposit.
Certificates of Deposit Fixed, IRA or Roth IRA* (Regular CD)
Rates as of:
||Annual Percentage Yield (APY)
||Minimum Initial Deposit
|14-month Smart Saver **||1.990%||2.000%||$50 †|
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
See Truth in Savings for full disclosure.
**Promotional Annual Percentage Yield (APY) of 2.00% effective as of 04/12/2018. 14-month CD is a limited time offer and available as fixed CD only. APY and promotion period are subject to change at any time without notice. A minimum opening deposit of $50 is required to earn interest and to obtain the promotional APY. Maximum deposit allowed is $100,000 per member. One CD per member. Additional deposits to principal during promotional term are allowed. At maturity, CD will roll into an 18-month term. A penalty will be imposed for early withdrawal before maturity. Fees could reduce earnings on the account. Advertised APY cannot be combined with any other offer. Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.
† Minimum balance in order to earn stated APY.