Available as Regular or IRA CDs, the Bump-Up CD enables you to take advantage of rising interest rates. Twice during a 48- to 60-month term and once during a 24- to 36-month term, you can bump up your interest rate for the remainder of the term. Your new rate will stay the same even if interest rates drop. The Bump-Up CD requires a $500 minimum deposit.
Certificates of Deposit* Regular or IRA**
Rates as of:
||Annual Percentage Yield (APY)
||Minimum Initial Deposit
* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.
* Promotional Annual Percentage Yield (APY) of 2.20% effective as of March 1, 2019. Limited time offer available on 24-month bump-up products only. APY and promotion period are subject to change at any time without notice. A minimum opening deposit of $500 is required to earn interest and to obtain the promotional APY. Maximum deposit allowed is $250,000. One CD per member. Our bump-up feature allows you to increase your interest rate/APY one (1) time during the CD term if applicable interest rates increase during the CD term. If you choose to exercise the rate increase option, the new interest rate and APY will be in effect for the remainder of the CD term. At maturity, CD will roll into a 24-month bump-up term. A penalty will be imposed for early withdrawal before maturity. Fees could reduce earnings on the account. Advertised APY cannot be combined with any other offer. Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.
** Excludes Roth IRA † Minimum balance in order to earn interest.
See Truth in Savings for full disclosure.