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Bump-Up Certificate


Available as Regular or IRA CDs, the Bump-Up CD enables you to take advantage of rising interest rates. Twice during a 48- to 60-month term and once during a 24- to 36-month term, you can bump up your interest rate for the remainder of the term. Your new rate will stay the same even if interest rates drop. The Bump-Up CD requires a $500 minimum deposit.
 

Certificates of Deposit* Regular or IRA**
(Bump-Up CD)

Rates as of:  
Account Type Interest Rate Annual Percentage Yield (APY) Minimum Initial Deposit
(Bump-Up CD)
60-month1.39%1.40%$500 †
48-month1.24%1.25%$500 †
36-month1.00%1.00%$500 †
24-month0.90%0.90%$500 †

* Early withdrawal penalty may be imposed for withdrawal of principal before the maturity date.

** Excludes Roth IRA † Minimum balance in order to earn interest.


See Truth in Savings for full disclosure.

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