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Certificates of Deposit

Enjoy high yields and flexible terms


Certificates of Deposit (CDs) with MECU help you earn higher rates than with your regular savings account. These risk-free investments give you a guaranteed return, have a low minimum deposit requirement and are offered in four different types:

Regular CD:

Available as Fixed, IRA or Roth IRA CDs, this option comes with a fixed interest rate higher than a standard savings account. 

Bump-Up CD:

Available as Regular or IRA CDs, the Bump-Up CD enables you to take advantage of rising interest rates. 

SuperFlex CD:

With the SuperFlex CD, you can continue to make deposits throughout your 11-month term, including recurring transfers from another MECU account. 

Auto-Build CD:

Available as a Fixed or IRA CD, this option has a minimum deposit of $25. 

Grow your savings now Start growing your savings by opening a MECU CD today for some of the best CD interest rates in Maryland.

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