Certificates of Deposit
Enjoy high yields and flexible terms
Certificates of Deposit (CDs) with MECU help you earn higher rates than with your regular savings account. These risk-free investments give you a guaranteed return, have a low minimum deposit requirement and are offered in four different types:
Available as Fixed, IRA or Roth IRA CDs, this option comes with a fixed interest rate higher than a standard savings account.
Available as Regular or IRA CDs, the Bump-Up CD enables you to take advantage of rising interest rates.
With the SuperFlex CD, you can continue to make deposits throughout your 11-month term, including recurring transfers from another MECU account.
Available as a Fixed or IRA CD, this option has a minimum deposit of $25.
Grow your savings now Start growing your savings by opening a MECU CD today for some of the best CD interest rates in Maryland.
**This limited time offer is effective as of 3/21/2018 with a promotional Annual Percentage Yield (APY) of 2.50%. APY and promotion period are subject to change at any time without notice. The minimum opening deposit is $5,000 of money not already on deposit at MECU. Maximum deposit allowed is $250,000. One certificate per member. At maturity, CD will automatically renew to 60-month term.
* Promotional Annual Percentage Yield (APY) of 2.00% effective as of 04/12/2018. 14-month CD is a limited time offer and available as fixed CD only. APY and promotion period are subject to change at any time without notice. A minimum opening deposit of $50 is required to earn interest and to obtain the promotional APY. Maximum deposit allowed is $100,000 per member. One CD per member. Additional deposits to principal during promotional term are allowed. At maturity, CD will roll into an 18-month term. A penalty will be imposed for early withdrawal before maturity. Fees could reduce earnings on the account. Advertised APY cannot be combined with any other offer. Membership eligibility required. Certain restrictions may apply. Federally insured by NCUA.