Promotion Ends 12/9/2010

Drive Down Your Car Payment

and get a $200 bonus1

View Rates Apply Now


Members save an average of $3,738 when they refinance their car loan with MECU2

Switch your current car loan to MECU and get a $200 bonus1. With auto rates as low as 2.99% APR3, a little time could save you a lot of money! But hurry, offer ends soon.

Get a $200 Refi Bonus*
Payments that are easier on your budget
Low auto refi rates and special discounts

Actual MECU Member Savings3

  • Danielle J. lowered her payment $159 a month and saved over $5,600 in interest
  • Dirk W. lowered his car payment $149 a month and saved over $4,800 in interest
  • Carolyn B. shortened her loan term by 14 months and saved over $4,500 in interest

See how much you can save!

Auto Refinance Calculator >

Have a question?

Visit your local MECU branch or call us at 410-752-8313.
Not a member? Not a problem. It's easy to join.


1. Limited-time offer available on auto loan applications for the refinance of an existing auto loan from another lender submitted from 08/28/19 through 12/09/19 that fund within 30 days after loan approval. Offer not available on loans less than $10,000 or for any existing MECU loans. All requests are subject to credit and collateral review. We will deposit the bonus into your MECU share account within 14 days of loan funding. You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor. Other restrictions and limitations may apply. MECU retains the right to change or rescind this offer at any time without notice.

2. Average savings is based on the average total interest members are estimated to save over the life of their new auto loan resulting from a lower interest rate and comparable repayment term (based on loans MECU refinanced from 3/1/19 – 5/31/19). Your actual savings may be different. Refinancing into a higher rate and/or longer repayment term could result in a higher monthly payment and/or more interest over the life of your loan.

3. APR = Annual Percentage Rate. Refinance rates available only on loans refinanced from another lender. Your actual rate may be higher depending on down payment, collateral, amount financed, repayment term, credit history and ability to repay. The auto loan rates listed on our site included a rate discount of 0.25% with direct payment. Other terms and conditions may apply. Subject to credit approval, membership eligibility, and verification of collateral. View all rates, terms and estimated monthly payments

4. Represents actual member savings. Individual savings may vary.